About Honest Mortgages

We’re a UK mortgage broker focused on transparent, jargon-free advice. From first-time buyers to complex cases, our advisers help you understand options and feel confident about your next move.

Our Mission & Values

Honest, Straightforward Advice

No pressure, no jargon. We explain products and risks clearly so you can decide with confidence.

Customer-First Service

We tailor recommendations to your goals, credit profile and budget — not the other way around.

Mortgage-Ready Support

From credit report checks to documents and timelines, we help you prepare a strong application.

How We Work

1) Understand Your Goals

We learn about your plans, income, credit profile and timescales. A soft fact-find, not an interrogation.

2) Research & Shortlist

We compare lenders, products and fees to outline the options that fit — including pros, cons and costs.

3) Apply & Support

We package the application, liaise with the lender and keep you updated through valuation to offer.

Advisor Spotlight

Portrait of David Baaye, Mortgage Adviser

David Baaye

Mortgage Adviser

Plain-English, customer-first mortgage advice across purchases, remortgages and complex credit. If you’d like personal, transparent guidance on your options, David is here to help.

  • FCA Individual record: Verified
  • Advises UK homebuyers and remortgagers

Reviews

⭐ 4.9/5 Customer Reviews Read our reviews

Appointed Representative / Introducer Status

Honestmortgages.co.uk is an independent marketing website that acts as an introducer to FCA-regulated firms. Guidance or advice on this website is subject to the UK regulatory regime and is primarily targeted at UK customers.

  • Trading style: Honest Mortgages is a trading style of DCHN Limited (Company No. 15283095), registered in England & Wales.
  • Registered office: 12 Church End, Wavendon, MK17 8NA.
  • Introducer relationship: DCHN Limited is an Introducer to Echo Finance Limited (Company No. 6939070), which is authorised and regulated by the Financial Conduct Authority (FCA FRN 970703).
  • Personal data: We process information in line with our Privacy Policy and may contact you, or pass your details to associated companies, to respond to your enquiry.
  • Illustrations only: Any rates shown are illustrative and not advice or a recommendation. Actual quotes depend on your individual circumstances.
  • © Copyright DCHN Limited.

Ready to talk to an adviser?

Tell us about your plans and we’ll outline your options — clearly, honestly and with the numbers that matter.

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