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Bad Credit Mortgage Blog & Guides (UK)

Clear, jargon-free mortgage advice from UK specialists. Browse tips for first-time buyers, bad credit applicants, remortgagers and Shared ownership, plus tools and calculators to plan your next move.

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Shared Ownership with Bad Credit – Everything you need to know

Shared Ownership with Bad Credit – Everything you need to know

Shared ownership can be one of the most affordable ways to get on the property ladder. But what if you have a poor credit history, CCJs, or defaults? The good news is that securing a shared ownership mortgage with bad credit is possible. This guide explains how it works, what lenders look for, and how you can boost your chances of success.

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How the UK Election Could Impact Mortgages

How the UK Election Could Impact Mortgages

As the UK gears up for its next election, many homeowners and prospective buyers are wondering how the results could affect their mortgages. Elections often bring policy changes, economic shifts, and market reactions that can significantly...

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What to do if you’re dealing with debt

What to do if you’re dealing with debt

If you are in debt, or have a family member who is, it can be the loneliest place to be and no matter how resilient you are, eventually it will wear you down. However, there are strategies you can adopt to alleviate the situation and get yourself...

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Car insurance for new drivers

Car insurance for new drivers

Have you got someone in the family who’s just a driving test away from qualifying to drive? If you have, you will probably be aware that passing the driving test is not the only barrier to being able to take to the roads alone. If you haven’t done...

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Clever Storage Solutions to Maximise Space in Your Home

Clever Storage Solutions to Maximise Space in Your Home

It can often seem like you’re running out of space, no matter how large your home is. We’ve put together a few nifty tips for some neat storage ideas that might work in your property. 1. Utilise the Back of Doors Using the backs of doors for...

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How Do You Know if Your Savings are Safe?

How Do You Know if Your Savings are Safe?

What happens if the institution that looks after your savings goes bust? While memories of the 2008 banking crisis are receding with each passing year, there will always be a concern that money placed with any bank or other institution could be at...

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Secure Your Home for a Stress-Free Summer Holiday

Secure Your Home for a Stress-Free Summer Holiday

If you have a trip booked this summer, the last thing you want is to worry about your home security while you’re away. You’ve worked hard all year and deserve a well-earned break. Holidays are important, and it’s likely you have something planned...

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